Step 1 — Tell us about your business
We'll calculate your maximum contribution and estimated tax savings for each plan type.
Estimated Annual Tax Impact
Side-by-Side Comparison
| Feature | SEP-IRA | Solo 401(k) | Safe Harbor 401(k) | Cash Balance + 401(k) |
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Ready to set up the right plan?
These numbers are estimates based on IRS contribution limits. The right plan depends on your full financial picture. Schedule a free call — we'll design the optimal plan for your business.
Schedule My Free Call →This tool provides general estimates based on 2026 IRS contribution limits and is for educational purposes only. It does not constitute financial, tax, or legal advice. Actual contribution limits depend on plan design, compensation testing, and other factors. Note: Beginning 2026, high earners (prior-year wages over $150,000) must make catch-up contributions as Roth under SECURE 2.0. Ages 60–63 qualify for a super catch-up of $11,250. Consult a qualified advisor before establishing any retirement plan. Butler-Davis Financial Group LLC is a Registered Investment Adviser.